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 The third round of hearings focusing on small business lending kicked off on Monday and runs for two weeks until June 1. The commission held its first round of public hearings from March 13 to 23, with consumer lending practices under the spotlight. The second round focusing on dodgy financial advice ran from April 16 to 27.. Born in Shanghai in 1933, Thom grew up comfortably in Hong Kong. During the British colony's occupation by Japan during World War II, Thom and his family fled to the mainland Chinese city of Kunming with the help of the Canadian embassy (Thom's father was a Canadian citizen). They eventually moved back to Hong Kong and Thom became obsessed with photography, going as far as to transform a bathroom in his parents' house into a darkroom on Saturdays.. It can be noted that the government was earlier committed to get the fiscal deficit down to 3 per cent in the medium term as per the Fiscal Responsibility and Budget Management (FRBM) Act mandate, and no